Although I am the President of a company and in some contexts speak on behalf of that company, the contents of this blog, and all of the ideas and thoughts posted here, are my own and do not represent the position, views, or opinions of my employer–the Chai Trust Company–or of anyone affiliated with my employer. This is a personal site and a personal blog, intended to be of use to others working on similar issues. All mistakes are my own, all views are my own, and all responsibility for the content of this blog is my own.

That said, some additional legal stuff:

Nothing on this site shall constitute an offer to buy, sell, or solicit securities.

All information provided here is for informational purposes only and should not be relied upon to make any investment decision.

Nothing contained on this site shall constitute investment, legal, tax, or other advice or should be relied on in making any investment, legal, tax, or other decision.

There is no representation that the information presented here is accurate, true, or complete, and I make no warranty, express or implied, regarding the information contained herein and shall not be liable for any losses, damages, costs, or expenses related to its adequacy, accuracy, truth, completeness, or use.

The charts, tables, and graphs contained on this site are not intended to be used to assist the reader in determining which securities to buy or sell or when to buy or sell securities.